Auto Loan Calculator

Calculate your monthly car payment including down payment, trade-in, and taxes.

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Monthly payment

0,00

Amount financed

0

Total interest

0

Total cost

0

Tax amount

0

Cost breakdown

Vehicle price€25.000
Down payment-€5000
Amount financed€20.000

Payment distribution

€28kTotal
Principal(85.2%)
Interest(14.8%)

Breakdown

Principal€20.000
Interest€3479

What is an auto loan?

An auto loan is financing specifically for purchasing vehicles. The lender provides funds and you repay the principal plus interest in monthly installments.

Factors affecting your loan

Your payment depends on vehicle price, down payment, interest rate, term length, and credit history. A longer term reduces payment but increases total interest.

Tips for financing your car

Compare offers from multiple lenders. A larger down payment reduces both payment and total interest. Consider total cost, not just monthly payment.