Net Salary Calculator

Calculate your net salary from gross. Includes income tax and social security for Spain and USA.

Net annual salary

27.898 €

2325 €/month

Total deductions

12.102 €

30.3% Effective rate

Distribution

Net salary(69.7%)
Income Tax(23.9%)
Social Security(6.3%)

Detailed breakdown

Gross

40.000 €

3333 €/month

Social Security

6.3%

-2540 €

-212 €/month

Income Tax

23.9%

-9562 €

-797 €/month

Net salary

27.898 €

2325 €/month

Salary comparison

GrossNetEffective rate
25.000 €18.223 €27.1%
35.000 €24.779 €29.2%
50.000 €33.798 €32.4%
75.000 €48.370 €35.5%
100.000 €62.120 €37.9%

Gross vs Net

Gross salary is the total before deductions. Net is what you receive in your account after income tax, Social Security, and other withholdings.

Mandatory deductions

In Spain: Social Security (~6.35% employee share) and income tax (progressive). In the US: FICA (7.65%), federal and state income tax.

Financial tips

Know your net salary to budget correctly. Consider benefits like retirement plans that reduce your taxable base.